Click to enlarge
Beltsville, MD, United States
I loan because:
Life has been good to us and we like to assist and share with others. We feel that our loans give enterprising people the chance to improve their lot in life and build a future for themselves and their families. We believe that this is a most positive way to help impoverished people and areas. From another viewpoint, given the minuscule interest on idle money, it really costs very little.
About me:
Tom - Retired geologist but accepting occasional projects in earth sciences, energy, and minerals.. Joy- Retired music teacher occasionally substituting as church organist. Both - Extensive volunteer activity tutoring disadvantaged young adults and working in local public library bookstore
Member Since:
Dec 20, 2007
Send message Send a Kiva Card

Tom & Joy's loans

1-28 of 1092 loans

 1 2 3 4 5 6 7 8 9 ...39 Next Page

Tom & Joy's Teams

Tom & Joy's invites

Showing 3 accepted invitations

Portfolio distribution

  • By gender
  • By country
  • By sector
  • By partner

Tom & Joy's Lending Activity by Country

  • 1 - loans made
  • - loans made
  • - loans made
  • - loans made
  • - loans made
  • - loans made

fundraising loans