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Kiva Lender Sergio
I loan because:
A small effort on my part can be life changing for a person and family somewhere in the world.
Microlending is an effective way to help people improve their lives through their effort, with less onerous financial conditions to people that are not served by the mainstream financial institutions.
Kiva provides an efficient and easy way for anyone to participate, while maintaining a level of monitoring and control that improves the chance of success and the feeling that our contribution is being well applied and making a difference.
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