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Kiva Lender Ralph and Rocky
Galiano Island, British Columbia, Canada
I loan because:
....rather than sending money to a large organization where a large percentage would be used to cover administrative costs, our money will go directly to a person in need.....over and over again.
Although retired we have started four businesses that not only provide money for travel and home improvement projects but also allows us to stay involved with our local community. We began by opening a restaurant, then a moped and boat rental company for tourists as well as operating a cottage rental business.