Kiva Lender Efrain

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Location:
Melbourne, VIC, Australia
I loan because:
I admire people who work through hardships, adversity, and in spite of the difficult conditions and environment that they were born into. I believe those among us who have had better fortunes and have a little bit extra have a social obligation to help these people help themselves.
Member Since:
May 4, 2014
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Efrain's loans

1-28 of 383 loans

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Efrain's Teams

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fundraising loans

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