Zaila K. is a small businesswoman. She runs a café at Tandika ward in Dar es Salaam. She employs two workers who assist her in serving the customers. She purchases the business requirements from Kariakoo city market and the surrounding food shops. Income generated from the business is used to meet her customers' demand. She is requesting a loan of Tshs 1,000,000 to expand the business by purchasing more business items.