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Sam S. is 35 years old and resides with her husband in the Kampong Cham province. She has one young school-aged child and has a business selling grocery items in front of a garment factory. On average, she is able to make about US$4 per day. Her husband is a moto-taxi driver and earns US$3 of profit every day. Mrs. Sam S. is asking for a loan in order to expand her grocery store by adding more items to meet the demands of her customers. (Mrs. Sam S. is pictured with her husband).

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,821,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sam to buy items to expand grocery store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 8, 2009
May 1, 2009
Currency Exchange Loss:
Jun 15, 2010