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Almost one hectare of the farmland in Banteay Meanchey Province is used by Mrs. Noun Y. for cultivating rice and some vegetable crops for the village. Noun Y., 56, has been farming for years, a skill she is widely known for since she was left her grandparents' side. Her husband's name is Yoeun, 66, and he helps with her with the farm work. The family has four children; two of them are single and the others are married and live away from the family home. Three of their children are employed.

Because rice farming is the family's main source of income and the rice dry season is approaching, Noun Y. needs to borrow US$ 1200 as capital to use in her business activities, buying fertilizer, a second-hand motorcycle, and to pay for plowing her fields.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 63
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Noun to buy fertilizer, a second-hand motorcycle, and to pay for plowing her field.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2009
Apr 6, 2009
Currency Exchange Loss:
Sep 15, 2010