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A. Judith was born on June 10, 1975 in Porto-Novo, the administrative and political capital of Benin. She traces her roots to DANGBO, a village of OUEME county in southern Benin. She has been divorced for eight years and has no children. Judith rents a place in Kowegbo, an outlying district of the city of Cotonou, the economic capital of Benin. She sells rich damask fabrics. She is a seamstress by training, though she left this trade because it was no longer doing well for her. She started selling fabrics eleven years ago and has a sizable number of customers. She's thinking of diversifying her business. She wants to sell more fabrics, some jewelry, and necklaces. With this in mind, Judith is requesting a loan.

ALIDÉ means “there is always a path for the poorest” in Benin’s local language of Fon. Benin is a small West African country located next to Nigeria and has a per capita GDP of $1,500. ALIDÉ offers special loans to highly vulnerable people at an interest rate of 0%. It is part of a group that is soon launching a micro health insurance program for recipients of micro-loans.

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A. Judith est née le 10 juin 1975 à Porto-Novo, Capitale Administrative et Politique du Bénin. Judith est originaire de DANGBO un village du département de l'OUEME dans le sud BENIN. Judith a divorcé de son mari depuis huit (8) ans et elle n'a pas d'enfant. Judith vit en location à kowegbo un quartier périphérique de la ville de Cotonou, Capitale Économique du Bénin. Judith vend des tissus bazin riche. Judith est couturière de formation. Judith a laissé la couture parce que ça ne marchait plus bien pour elle. Judith a commencé la vente de tissus depuis onze (11) ans. Judith a une clientèle importante et elle pense diversifier son activité. Judith veut vendre en plus de tissus, des bijoux et colliers. C'est dans cette optique que Judith sollicite un crédit.

La signification de ALIDé en langue locale du Bénin, le Fon, est « un chemin existe toujours pour les plus pauvres ». Le Bénin est un petit pays de l’Afrique de l’Ouest à coté du Nigeria où le PIB par habitant est à $1,500. ALIDé offre les prêts spéciaux de 0% d’intérêt aux personnes très vulnérables et elle est dans un groupe qui lance bientôt un programme de la micro-assurance santé pour les bénéficiaires de micro crédit.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 486.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Judith to buy fabrics (rich damask).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 24, 2009
Apr 3, 2009
Currency Exchange Loss:
Dec 15, 2009