A loan of $2,000 helped to purchase merchandise for his bakery.

Joseph's story

Joseph is 35 years old and lives in Beirut, the capital of Lebanon. He has owned a bakery for nine years, and went into this line of business as his father was a baker. Joseph makes 'saj' and 'mankoucheh' at the bakery. The saj bread is baked in a traditional Lebanese cooking dome/metal oven called a 'saj'. Mankoucheh looks like a folded pizza, and its most common toppings are zaatar (thyme), jebneh (cheese) and lahm bi ajin (minced meat). You can eat mankoucheh at any time of the day, but somehow it tastes better in the morning. Joseph is successful in his work because he is a good baker and is known for his excellent mankoucheh. His customers are his friends, neighbors and local people.

Joseph requested a loan of $2000 USD from Kiva partner, Al Majmoua, in order to purchase merchandise for his bakery. This is his third loan cycle and he has always paid on time. In the future, he plans on expanding his bakery.

Loan details

Lenders and lending teams

Loan details