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Teresa V. is a 57-year-old mother of eleven who lives in San Jose, the capital of beautiful Antique Province. Her youngest child is still in primary school. Another child is in high school and one is attending college. The rest of her children are finished with school. She and her husband farm rice. Teresa plans to use the money from this loan to buy fertilizer for her rice crop and to purchase a water buffalo (called "caribou" in the Philippines) to use as a work animal in the fields. Teresa would like to be able to buy more farmland someday and hopes to be able to provide for the rest of her children's education.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Teresa to purchase fertilizer and one water buffalo for use in farming rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2009
Apr 2, 2009
Currency Exchange Loss:
Apr 15, 2010