A loan of $650 helped buy jewelry and stuffed animals for resale.


Luz Marina's story

Luz Marina is the president of the Sayhua 2 Village Bank, an experienced group that has been taking out loans from Asociacion Arariwa for years. She is good-natured, but runs the group in a strict, disciplined manner, insisting that all the group members be responsible and punctual. Whenever anyone shows up late to a group meeting, Luz Marina (“Luzma”) makes that person pay a late fee into the group’s collective savings account.

Luzma is 36 years old and lives with her common-law husband and their two children: a nine-year-old son and a one-year-old daughter. Luzma owns a gift shop/hair salon in Urubamba, a city in the Sacred Valley, about one hour outside of the city of Cusco. She opened the store in 2000. She works there seven days a week selling jewelry, stuffed animals, and pins and working as a cosmetologist.

Luzma is requesting a loan of 2,000 Nuevos Soles to buy more earrings, pins, jewelry and stuffed animals for the store. Her goal for the future is to sell gifts in bulk, since she could earn more by selling a dozen at a time than she does now, selling one-by-one.



Loan details


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Loan details