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Ivania Del Carmen
Mrs. Ivania del Carmen R. works selling clothing from her home and attends to her customers who visit her in the Ciudad Sandino district of Managua.

Mrs. Ivania has had success with her economic situation and has come to Ceprodel to improve her business. She needs a loan to buy merchandise to continue to have a successful business.
View original language description ↓

La señora Ivania del Carmen R. es una dama que se dedica a la labor de venta de ropa ofertada en su propia casa de habitación donde atiende a sus clientes que le visitan en el municipio de Ciudad Sandino en Managua.

La señora Ivania ha logrado salir adelante de su situación económica y hoy en día para mejorar ha acudido a Ceprodel ya que requiere de un crédito para comprar su mercadería y ofertarla y así salir avante en el negocio que ha implementado.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ivania Del Carmen to buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 2, 2009
Mar 31, 2009
Currency Exchange Loss:
Oct 15, 2009