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Pen S. is a 66-year-old widow with six children and resides in Phnom Penh, Cambodia. She sells fruit and typically earns US$3 profit per day. She is also supported by three children working in construction. Pen S. would like to take out a loan of US$1200 to reinvest in her fruit stand.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Pen to purchase fruit to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2009
Apr 1, 2009
Currency Exchange Loss:
Jun 15, 2010