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K. Otobe is a woman who is cook by training. Not finding a job after her training, and on the advice of her mom who was a retailer of pagnes, she got started in the commerce of pagnes (colorful West African cloth). At first, she used to buy merchandise on credit and paid her suppliers after selling the goods. She earned enough profit and began buying directly without credit.

Wanting furthermore to expand her stock of merchandise, she's requesting a loan from WAGES for buying: 20 boubou pagnes, 15 Guinea pagnes, and 10 plain pagnes. Being divorced, the money she earns from her commerce is what she uses to provide for her child.

View original language description ↓
K. Otobe est une femme qui est cuisinière de formation, ne trouvant pas du boulot après sa formation et sur conseil de sa maman qui fut revendeuse de pagnes, elle s’est lancée dans le commerce de pagnes, au début elle achetait la marchandise à crédit et payait ses fournisseurs après avoir vendu, elle a réalisé assez de bénéfice et à commencé à acheter directement sans crédit,voulant aussi agrandir son stock de marchandises elle sollicite de WAGES un crédit pour acheter 20 pagnes boubou, 15 pagnes guinéens et 10 pagnes simples. Etant divorcée de son mari, c’est avec ce qu’elle gagne de son commerce qu’elle subvient aux charges de son enfant.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 483.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD