A loan of $4,750 helped a member to buy mushrooms, peanuts, and caterpillars for resale in order to increase her capital and profits.


Jérémie 3:16 Group's story

Josée N. entered the world of micro-business in 1980 with $35 in capital. Her first business involved buying and selling different soaps. She bought them from a soap manufacturing company named Marsavco” to resell them at the marketplace. From 1980 to 1991, her business prospered, attaining $700 in capital.

Monetary reform and the pillaging in 1991 in the Democratic Republic of Congo had seriously affected her business and caused a drop. She started up again with 65 boxes of different soaps up until 1997, when wholesalers in Kinshasa stores also started selling goods at the retail level. She therefore decided to stop selling soap. From 1998 to 2003, with $100 in capital, Josée started retail sales of boxed tea. She diversified her business in 2003 by adding babouches (slippers), with the goal of growing her profits.

Wanting to bolster her business in an ongoing manner, she decided to join one of the HOPE RDC groups in December 2008. Her business is in the middle of stabilizing because she’s realizing weekly profit of about $70.

Josée is 48 years old, married, and the mother of seven children, who range from 9 to 29 years old. Five of them attend school.

In this group: Josée, Gérare, Marie, Nicola, Alexis, Sera, Jimmy, Esther, Mireille, Sylvie, Nelly, Judith, Eugenie, Elisa, Victorine, Colette, Madeleine, Nene, Rose, Jacky, Lucie, Nene, Véro, Rose, Josée, Marthe, Bertilde, Christine, Rosette, Julie, Sophie, Mbo, Godé, Léontine, Bibiane, Eugénie, Godé, Thérèse, Anny, Julienne, Jacqueline, Marie, Agnès, Maguy

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Translated from French by Kiva volunteer Daniel Kuey



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