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Hanifan Munga Masih Group
In this Group: Hanifan , Bashiran , Safia , Zubaida , Hafizan
Hanifan baji is the wife of M. M. and they live in a city named Kot Radha Kishan, Pakistan for the past 36 years. Her husband operates a dairy business. He has 6 years of experience in this business. Hanifan baji is a working lady. She owns a furnace and produces bricks. With the income she was able to marry off her daughter. Her son also works with her and they both easily manage the work and complete the orders of their customers. Her business is going well with the grace of God. She successfully repaid her first loan from Asasah (a micro-finance institute in Pakistan). Now she is applying again for a loan to buy another buffalo to expand her husband’s dairy business.

She is the group leader for four other women from her locality. Bashiran baji and Safia baji and Zubaida baji and Hafizan baji each want a loan to buy buffaloes for their milk-selling businesses.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hanifan Munga Masih Group's $975 loan helped a member to buy another buffalo for their dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 28, 2009
Mar 26, 2009
Currency Exchange Loss:
May 18, 2010