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Wema Group
In this Group: Veronica, Lucy
Veronica has been a clothes (Vitenge) seller in the Nzovwe neighborhood of Mbeya for four years. She currently earns an average monthly profit of $350. Each day she works at her business for 10 hours.

She is requesting her first loan from BRAC Tanzania so she can buy more clothes to sell. She is hoping that through this loan, her profit will increase and she will be able to grow her business.

Veronica is married, and has five children: ages 25, 22, 18, 16 and 3. She will be sharing this loan with her fellow group member, Lucy, who also has her own small business in Mbeya.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,315.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wema Group's $200 loan helped a member buy more clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2009
Mar 26, 2009
Currency Exchange Loss:
Jul 22, 2010