Selesitina has three previous loans with SPBD. She expects her weekly net cash flow to be 300 Tala (~125 USD).
SPBD loans are Selesitina’s only access to capital because she was never able to qualify for a loan with traditional banks. Part of her loan will be used for home improvement.
About SPBDSouth Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.
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