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Jessenia Del Carmen
Jessenia Z. has a hardware business in a stall in the Mercado Mayoreo market of the city of Managua where she serves customers daily.

She has managed to build her business and in this way support her two small school-aged children as she is a single mother and must take on the role of both father and mother. The reason she is hoping for this loan is to buy hardware goods in order to resell them and keep her business going.

La señora Jessenia Z. se dedica a laborar en su propio negocio de ferretería teniendo su tramo en el mercado Mayoreo de la ciudad de Managua donde a diario lo atiende.

Ha logrado salir adelante y así apoyar a sus dos pequeños hijos en edades escolares ya que es una madre soltera y por tanto hace el papel de padre y madre a la vez. La razón por la cual espera el crédito es para la compra de los productos ferreteros para ofertarlos y continuar en su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Jessenia Del Carmen to buy goods to retail in her hardware store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2009
Mar 24, 2009
Currency Exchange Loss:
Sep 15, 2009