A loan of $650 helped to buy a dairy cow.

Edna's story

Three out of ten farmers in the Siongiroi area of Kenya struggle to make their way in this world because of a lack of financing from microfinancing and financial institutions. This is true for Edna, 38, who is based in the Siongiroi area of Kenya and is a loving mother of four.

She has been practicing mixed farming for the past ten years, and she has managed to earn a decent income. Her primary source of income has been milk, eggs, crops, and some personal businesses she engages in to make ends meet. She passionately loves dairy farming, and when asked what is most enjoyable about dairy farming, she stated, “feeding my cows.” Her hobby is milking her cow. She sells milk to her neighbors and to the local market, but the demand has been overwhelming, and she cannot meet the demand.

For this reason, she is seeking a loan to buy an extra dairy cow, which will assist in increasing milk productivity. The dairy cow that she plans to buy is not just an ordinary cow; it’s a quality breed of dairy cow that will produce between 8 and 12 litres of milk a day. This will immediately translate to more profit and increased income levels. Profits from selling milk will be used to repay the loan in full, and the extra income will be used to increase her business enterprise.

Edna is very ambitious. In the near future, she intends to start adding value to her milk business by packaging the milk before selling, and she also plans to start selling dairy products. An improved income level will assure her family of a secure future. By joining Juhudi Kilimo, which assists smallholder farmers, she will also benefit from free extension services and links to markets.

Loan details

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Loan details