Elizabeth T. is married and has four children. She has received schooling through senior high. She has sold clothing and made funeral decorations at Komenda Junction near Elmina, since 2001. Her husband is a trader. Elizabeth uses her income to help her husband pay rent, utility bills and other basic expenses of the family. She will use the loan to increase her sales of clothing and funeral decorations to meet the increase demand of her customers. With the new profits from her expanded business, Elizabeth plans to save towards a house she wants to put up with her husband.