Jameda A. is married and has 6 dependents. She has received schooling through tertiary education. Jameda sells pastries at Abura, which she has done since 1994. Her husband is an accountant. Jameda uses her income to assist her husband in paying the household expenses. Jameda will use the loan to increase her stock of flour and other ingredients to meet the increase in demand by her customers. She plans to reinvest the new profits back into her business.