A loan of $4,075 helped a member to buy cattle to be fattened.


Cemara C Group's story

Cemara C Group is a group of 15 farmers who rely on farming and selling crops to meet their families' needs. This Group is led by Zakarias R., a 77 year old man. Zakarias lives in Niukbaun Village, Kupang District of East Nusa Tenggara Province in Indonesia. He is married and has been blessed with 3 children. His children are: Thobias R., 18 years old; Merry Rasi, 15 years old – in Junior High School Grade 3; and Marthen R., 13 years old. Both Thobias and Marthen are not at school because they want to help their father (Zakarias) to earn money by farming. In this village, Zakarias works as a farmer who finances his family and the education of his children by selling banana, coconut and cassava. Sometimes the daily income that he earns is not enough to meet his family's needs. This is the reason why Zakarias wants to run another business. He is requesting a loan amounting to Rp 3,200,000 to buy cattle to be fattened. Zakarias is interested in joining the cattle fattening program because he can benefit by the profit of the cattle sale. He has a dream to send his children to the university. The other members of this group also face the same situation as Zakarias faces. Their income from farming is not enough to meet their family's needs. And like Zakarias, they also want to improve their standard of living by running another business. They are interested in the cattle fattening program because they feel that this program can help them to generate more income for their family and for that reason, they are requesting a loan to buy cattle to be fattened. Note: When the group picture was taken, Anika and Sarluta weren’t present, so their husbands replaced them in the group picture.

In this group: Zakarias, Argop, David , Dominggus, Dominggus , Frengki, Hana, Ignasius, Naema, Rodiana, Sarluta*, Theresia, Yakobus, Yohanis, Anika*
*not pictured



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Loan details