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Kenia Rafaela
Kenia has a small grocery store and also sells fruits and vegetables. She has had the store for the past seven years. In the beginning she started with some savings and the help of her husband. She sold candies and basic grains, and with her earnings she increased her inventory. Kenia is 29 years old and lives in a neighborhood called 380 in the capital of Managua. She has 3 children, who are 7, 8 and 10 years old and attend the primary school in their neighborhood. Her husband works in construction. She wants this loan to invest in basic grains, soda pop, and hygiene products that Nicaraguans use on a daily basis. Kenia is happy because thanks to the loans she has received from Afodenic, she has been able to keep her business active and to maintain her clientele. Her plans are to open a distributors where she can sell a variety of products.
View original language description ↓
La señora Kenia tiene una pulpería, y también vende verduras y frutas que desde hace siete años administra, inicio este negocio vendiendo golosinas y granos básicos, con las ganancias a aumentado su inventario, el cual comenzó con ahorro y ayuda de su esposo. Doña Kenia tiene 29 años de edad, reside en un barrio de la capital de Managua que se llama 380, con tres hijos de 7,8 y 10 años los niños cursan la primaria en la escuelita del barrio. Su esposo se dedica a la construcción. Este crédito lo quiere para invertir en granos básicos, gaseosa, y productos de higiene que son de consumo diario para los Nicaragüenses, Kenia esta contenta ya que gracias a los préstamos que Afodenic ha otorgado ha logrado mantener su negocio activo, y a sus clientes. Sus planes es poder tener una distribuidora en donde pueda vender variedades de productos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Kenia Rafaela meat, grains, hygiene products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2009
Apr 7, 2009
Currency Exchange Loss:
Mar 15, 2010