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Divino Niño Group
In this Group: Florinda Edita*, Alejandra, Jasmil, Ruperto, Maria, Carmen Patricia, Ruben Luis, Maria Del Carmen, Carmen Isabel, Martha
* not pictured
Lending Institution: Divino Niño was founded on November 10, 2008 by a group of women. The group is in its second loan cycle. The group is maD. up of 10 people, and its officers are: President Alejandra M. S.; Treasurer María del Carmen F. D. J.; and Secretary María C. A.. Within the group's membership are women who sell cosmetics, food, groceries, and clothing, as well as artisans. These are all activities that require quick access to capital. The group's meetings occur every Friday at 3:30 pm in Mrs. Alejandra M.'s home.

Mrs. Alejandra M. S. is the group's President, and has been for two loan cycles. She was born August 11, 1978 in Santa Cruz D. la Sierra. She sells clothing and takes care of her home. She is a very responsible and punctual woman, and as one of the group's leaders, makes sure everyone makes their loan payments on time.

Mrs. Maria C. A. is the group's secretary, and sells perfumes, carrying out the duties as director insiD. of Yanbal. She was born September 25, 1971 in the department of Chuquisaca. She has been at this for three years, works 8 hours a day 5 days a week, and her job consists mainly of taking care of customers. She is also the group's founder.

View original language description ↓
Banco D. Emprendimiento: DIVINO NIÑO fue fundado el 10 D. Noviembre del 2008, a iniciativa D. un grupo D. señoras .El grupo esta en su 2° cilco, compuesto por 10 personas,como presidenta tenemos a la señora Alejandra M. S. , tesorera Maria del carmen F. D. J. D. secretaria, Maria C. A.. En el grupo Divino Niño hay señoras que se dedican a la venta D. cosmeticos ,comida ,abarrote,ropa y artesanias . Son actividades que nesecitan creditos rapidos, las reuniones del grupo se llevaran acabo los dias Viernes a horas15:30 PM en la casa D. la señora Alejandra M. .
La Sra Alejandra M. S. es Presidenta del grupo, tiene 2 ciclos D. antiguedad como presidenta del Banco D. Emprendimiento.La Sra Alejandra nacio el 11 D. Agosto D. 1978 en Santa Cruz D. la Sierra. Ella se dedica a la venta D. comida y a labores D. casa. Es una persona cumplida y responsable,ella es unas D. las lideres del grupo y hace que todas cumplan con sus cuotas.La Sra Maria C. A. ella es la secretaria del grupo,se dedica a la venta D. perfumes en la cual desempeña la funcion D. directora dentro D. Yanbal ,ella nacio el 25 D. septiembre D. 1971 en el departamento D. Chuquisaca. tiene 3 años D. antigüedad en el rubro , trabaja 5 dias a la semana y 8 horas al dia ,su trabajo es mayormente es atender a la gente . La Sra es fundadora en el grupo.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Divino Niño Group's $2,750 loan helped a member purchase of groceries for her store (rice, noodles, oil, etc.).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 21, 2009
Currency Exchange Loss:
Feb 15, 2010