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Waridi Group
In this Group: Zaina, Zahara, Renarda, Rukia, Esther, Merry, Johari, Victus, Zuwena , Nice, Nuru, Hamida, Everlane, Ziada, Deusi, Fabiora, Silvia, Elizabeth
Zaina M., age 59, is married with two children ages 29 and 25. She has two grandsons. Zaina sells clothes from door to door and also supplies small hotels. She started her businesses in 1997 and works daily from 9am until 5pm. Zaina is able to earn a monthly profit of around $167.

Zaina will share this loan with her group, Waridi which totals 20 members. Members of the group hold each other accountable for repaying their loans. In the picture, Zaina is second from left, front row.

This will be Zaina’s third loan from Tujijenge Tanzania. She used the previous loan to increase capital, built three frames for renting and bought 50kg of baking flour. Zaina has repaid the loans successfully. She now hopes for another loan to increase capital by buying baking flour and cooking oil.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 15
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,305.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Waridi Group's $5,000 loan helped a member increase capital and buy bakiing flour and cooking oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 17, 2009
Apr 1, 2009
Currency Exchange Loss:
Aug 15, 2009