A loan of $400 helped to buy a refrigerator and ingredients for juices and yoghurt.

Djita's story

Ms. Djita Sidibé, age 28, is married and the mother of a 6-year-old girl. She resides with her daughter in Bougoula-Ville, a district in downtown Sikasso (third administrative region of the Republic of Mali). A teacher by training, she has been working for about three years making fruit juices, ice, yoghurt, and soft drinks. She enjoys a great reputation in this field of business.

Concerned with doing better in satisfying her burgeoning customer base, she decided to join the micro-finance institution Soro Yiriwaso over six years ago. After six solidarity loans (group loans) in a women’s association in her area (Association Teriya de Hamdallaye), she is now on her first individual loan. All the preceding loans have been correctly repaid.

She intends to use this loan to buy an extra refrigerator and a few essential goods, such as sugar, milk, beverages, etc. Supplies are gotten in Sikasso, and sales are made at the school, to customers composed of middle-school students there and also neighbors.

With this loan, she envisions realizing a monthly profit of 150,000 francs CFA that will be used essentially to augment her working capital, to help cover family expenses, and to invest the rest in her business.

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Translated from French by Kiva volunteer Daniel Kuey

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