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José Humberto
Mr. José Humberto A. raises livestock in the area of San Rafael del Sur in Managua. Everyday he looks for the way to get ahead with maintaining his family that depends on his support.

It is important to point out the Mr. A. has been able to improve his situation over the past 20 years that he has been an agricultural farmer. Now he comes to Ceprodel for a loan that will allow him to invest in his agricultural farm. He would also buy construction material to continue making improvements in his agricultural business.

View original language description ↓

En el municipio de San Rafael del Sur de la ciudad de Managua el señor José Humberto A. se dedica a su actividad de ganadería atendida en su municipio donde a diario busca la manera de salir adelante manteniendo a su familia que tanto requiere de su apoyo.

Es de importancia destacar que el señor A. ha logrado mejorar su situación ya que desde hace 20 años se dedica a esta actividad de agropecuario en la ganadería y agricultura en la siembra. Hoy en día él ha acudido a Ceprodel para ser beneficiado con un crédito que le permita invertir en la actividad agropecuaria y también para la compra de madera para aserrar y así continuar mejorando su situación en el negocio agropecuario.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 20.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped José Humberto invest in his agricultural farm.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Feb 25, 2009
Mar 21, 2009
Currency Exchange Loss:
Oct 21, 2009