A loan of $1,175 helped a member tp buy two bags of rice and two barters of palm-oil.


Hard Work Group's story

This is Kadie K., Aminata K. and Mabinty K.. They named their group "Hard Work." They are all local entrepreneurs in Makeni in northern Sierra Leone. They have received several loans from Kiva through SMT. Previous loans have had meaningful effects in the lives of these borrowers. They were able to use the proceeds to pay for their children’s school fees. They’re also able to feed and clothe themselves and their children with the income generated from the loans. Now they are requesting a loan of Le 1,300,000 each to buy more goods to add to their businesses.

Kadie K. (left) is the leader of the group. She is forty-five years of age. She was born in Makeni City. Her husband is a welder and they have three children. One of their children is still in school and the older two have already graduated from college. Kadie has been a businesswoman for over ten years. Kadie sells cooked rice and toys. She will use this new loan to expand her business by buying two bags of rice and two barters (five gallons make a barter) of palm oil. She will use these for her cooked-rice business. She will invest the balance of the loan in her toy business. A bag of rice costs Le 90,000 and a barter of palm-oil costs Le 60,000.

Kadie is a skilled and experienced businesswoman. At first, she was selling only cooked rice. Because of a drop in sales, she started selling toys – the first person to start a toy business in her neighborhood. Many of her neighbors then also began selling toys. Kadie therefore made a slight change in the toy business just to continue to maintain a competitive edge.

In this group: Kadie , Aminata , Mabinty
*not pictured



Loan details


Lenders and lending teams



Loan details