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Ludmila is married. She sells jewelry in a space that she rents in a department store in Vasilievka. Ludmila has been in this business for five years. At first, someone told her she could start a business. She did the calculations, chose the type of goods she wanted to sell, and just decided to have her own business. Ludmila is a very decisive person; she works hard to reach her goals and she is determined to develop her business even further.

Ludmila would like a loan of 10,000 UAH to increase her assortment. This particular kind of goods does not lose its value, unlike other products. An increased assortment would bring more clients to Ludmila and increase her profits.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ludmila to increase her assortment of jewelry.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 27, 2009
Mar 18, 2009
Currency Exchange Loss:
Sep 15, 2009