A loan of $3,000 helped purchase tubes, fittings and channels.

Khusein's story

T. Khusein lives in a community that lacks industrial and commercial jobs. Due to these circumstances, he decided to become self-employed and thus not have to emigrate to Russia. He started selling different kinds of tubes like pipes, culverts, drainpipes, and also fittings and channels.

Soon he became known in his community and now he has many clients. Khusein tells us that he has many pending orders. This is the reason he is asking for a loan of $3,000 that he will pay back in 12 months. With this money, Khusein will be able to buy more merchandise in order to have a larger variety and fulfill his pending orders. With your help, Khusein and his family will be able to get ahead.

More about Tajikistan

Tajikistan is perhaps best known for its rich history, which includes being a key post along the Silk Road and being the location of the end of the rule of Alexander the Great. It is also known for its famous great thinkers, philosophers, scientists and poets, such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi, and many others. The country, filled with epic mountain passes, is home to communities that still speak the ancient Sogdian language, and boasts a civilization that dates back to the fourth millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93 percent of the country is mountainous and only 7 percent of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

More about IMON International

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit www.imon.tj.

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