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Santa Rosa De Lima Group
In this Group: Nivery Nagako, Regina Yamila, Nider, Nardy, Patricia, Nataniel, Roxana, Eliana, Rita, Teresa, Enrique, Julia, Fabiola, Maria Abigail, Giovana, Zulma Isabel
The members of the Santa Rosas D. Lima Communal Bank present as a familial nexus Mrs. Nivery Nagako and Mrs. Maria Abigail. They're sisters, but their earnings are totally independent. The members of this bank carry out different activities: some make and sell bread, promote cosmetics, and make clothing. Others build wooden furniture and sell food. As in all commercial pursuits, there's always competition of supply and demand, but these partners know how to get ahead thanks to their enthusiasm and experience.

This loan will help them diversify their products and to purchase the supplies and materials needed to improve these products in order to better compete. These partners have experience in solidarity groups and are now in their second cycle with our institution, demonstrating honesty and responsibility with their payments and fidelity within their group.

View original language description ↓
Las socias del banco comunal "Santa Rosa D. Lima", presentan como nexo consanguíneo la señora Nivery Nagako y la señora Maria Abigail son hermanas, pero tienen sus ingresos totalmente independientes. Las socias D. este banco tienen diferentes actividades algunas hacen pan para vender y son promotoras D. cosméticos, otras se dedican a la confección D. prendas D. vestir, a la elaboración D. muebles D. madera y a la venta D. comida. Como en todo rubro comercial siempre existe la competencia D. la oferta y la demanda, pero saben como salir adelante gracias a su entusiasmo y experiencia. El crédito esta destinado para la diversificación D. productos y para la compra D. materiales e insumos para mejorar la calidad D. los mismos para poder hacer frente a la competencia. Efectivamente las socias cuentan con experiencia en grupos solidarios ya que se encuentran cursando su segundo ciclo en nuestra institución demostrando honestidad y responsabilidad con sus pagos y fidelidad con su grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Rosa De Lima Group's $3,900 loan helped a member capital for operations.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 17, 2009
Apr 1, 2009
Currency Exchange Loss:
Sep 15, 2009