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Jose Celestino
Jose Celestino is a small agricultural producer devoted to the cultivation of rainfed rice. He carries out this work along with his son, and his wife takes care of their three younger children who attend fourth through sixth grade in primary school. Every day, Jose goes to his planting area very early. He is a member of the agricultural cooperative COPACSELES, where he would take part in the construction of a rice threshing machine, which would allow him to obtain a better wage from his crops, making a dream close to reality. He seeks this loan so that as a member of this group he can have access to the thresher.
View original language description ↓
Don Jose Celestino es un pequeño productor agropecuario dedicado al cultivo de arroz secano, junto a un hijo atiende la actividad productiva y su esposa se dedica al cuido de sus 3 hijos menores que asisten a 4to y 6to grado de primaria; don Jose diariamente muy temprano acuda a su jornada en sus areas de cultivo, es socio de la cooperativa agropecuaria COPACSELES, a traves de la cual estaria participando en la construccion de un trillo arrocero que le permitiria obtener mejores ganancias de sus cultivos, siendo este un sueño proximo a cumplirse, para lo cual el solicita este credito y asi accesar a este colectivo como socio del trillo de arroz.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Jose Celestino contribution for thresher construction.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Mar 20, 2009
Apr 1, 2009
Currency Exchange Loss:
Oct 16, 2010