A loan of $1,200 helped door to door sale of cosmetics and other personal products.


Ana María's story

Ana María A. B. is 52-years-old, married to Reinaldo Leiva and mother to 15-year-old Diego. Ana María lives in the Mollejones de Platanares Pérez Zeledón rural community in Costa Rica. The Mollejones community is located 150km south of San José, the capital of Costa Rica, at 850m above sea level. Some local farmers grow vegetables and coffee while others raise pigs, among other activities. There are also some organic farming and hydroponic vegetable projects. Apart from agriculture, the community has auto shops, a supermarket, small restaurants and a furniture store.

Ana María sells cosmetics door to door. Her husband occasionally provides her transport but he has his own work. Reinaldo primarily grows coffee, but works nights as a clinic security guard. He also coordinates microfinance activities with EDESA in the southern region of Costa Rica.

Ana María has asked for a loan of $1,200 to be repaid in 12 months in order to buy and sell merchandise in her town. She sells products like perfume and other personal items. Her business is going well but a lack of funds has prevented it from growing. With this loan she hopes to increase her sales, and thereby improve her family’s economic situation, as well as give her son, currently studying at school, better opportunities.

Ana María is a member of the Bancruce Community Credit Agency, one of EDESA’s 100 member organisations in Costa Rica. This will be her second loan with the hope that she will grow both personally and economically, as well as actively participate in her community’s credit organisation.

Translated from Spanish by Kiva volunteer



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