N. Dumba is the leader of the Bwavumpologoma group in Ntenjeru. She is a strong business lady who sells produce of all kinds from the villages to people in the town centers, where the prices are favorable. She buys the produce from the farmers in the villages that barely have any means to transport their produce to the market as well as growing some of them herself, though what she has is never enough compared to what she needs for a single sale.
Whenever N. has a loan, even after having accumulated savings, she is then able to buy in bulk. At times she buys from a plantation and then gets the food slowly, depending on her market, since the foods she deals in are all perishables. She has been able to buy herself a motorcycle, has cows and goats at home and she would like another loan to buy more produce for sale.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.