A loan of $1,500 helped to purchase new perfumes and cosmetics to increase her range of goods.

Fotima's story

M. Fotima is 49 years old. She is married with three children. Fotima sells perfume and cosmetics at the market. She has been in this business for 10 years. Fotima dreams to expand her business, open her own store and establish contacts with the suppliers of well-known products.

Fotima and her husband are working hard in order to have sufficient funds for educating their children so that they become highly demanded experts in the future. Today Fotima requests $1,500 in order to purchase new perfumes and cosmetics such as hair color, nail varnish and lipsticks to increase her range of goods. She would like to thank everybody supporting her and promises to pay the loan on 4 months in a timely manner.

More about Tajikistan

Tajikistan is perhaps best known for its rich history, which includes being a key post along the Silk Road and being the location of the end of the rule of Alexander the Great. It is also known for its famous great thinkers, philosophers, scientists and poets, such as Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi, and many others. The country, filled with epic mountain passes, is home to communities that still speak the ancient Sogdian language, and boasts a civilization that dates back to the fourth millennium BC. Even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93 percent of the country is mountainous and only 7 percent of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

More about IMON International

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low-income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit www.imon.tj.

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