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S. is 37 years old and a resident of Siem Reap Province. She is a mother of two young children. She is married to Hin, 45, who earns a living providing a service of bass speakers for ceremonies or parties.

S. is a local grower of cucumbers, gourds and pumpkin. She has done this for more than one year. She recently earns a lot of profit from her business and her husband's service.

She lives in a house in which some parts of the roof have holes. So she is taking a loan of $200 to repair the roof of her house for her family. The loan will help the family attain a better standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 115
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Son to repair the roof of her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 6, 2009
Mar 16, 2009
Currency Exchange Loss:
Feb 15, 2010