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D., 40, is a villager living in Banteay Meanchey Province, Cambodia, where she has established a small family, living in a medium-size wooden house, since 1979. She is a good homemaker who cooks delicious foods and cares for the children. She is married with four children: two are married and live away from the family home and the others are single. One among the single ones has been running a beauty salon service to the whole district for several years.

D. is married to BunThoeun, 47, who is a local chef for wedding parties in the village. D. is applying for a $800 loan to increase her daughter's capital for buying necessary things for her salon. (D.'s husband is pictured because she was not available the day the photograph was taken.)

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sarith to increase her daughter's beauty salon capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2009
Mar 16, 2009
Currency Exchange Loss:
Apr 15, 2010