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Lay V. is forty-one years old and sells silk cloth in the Bati, Takeo province. She usually purchases silk cloth from the Bati district and resells in the market at Phnom Penh. On average, she makes $3 per day. Her husband stays at home and weaves silk scarves. He typically makes $2 a day. This couple has two children, one who is a student and one who is a weaver. Lay V. would like to take out a loan to purchase silk cloth to resell at Phnom Penh.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 68
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lay to purchase silk cloth.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 4, 2009
Apr 1, 2009
Currency Exchange Loss:
Oct 16, 2010