A loan of $400 helped to increase number of chickens in her project.

Flora's story

Mambo (Greetings!) from Tanzania! This is 43-year-old Flora M. from Tukuyu. She is married and has five children between the ages of 9 and 26. Flora has been running a “kuku” business since 1997.

"Kuku" is a popular micro-business in Tanzania, especially amongst SELFINA clients. In fact, if you are a regular lender on Kiva.org, you might be tired of reading about kuku! Who or what are"‘kuku," you may ask. "Kuku" means "chickens" in Swahili, and raising them for sale is popular for a number of reasons. First, they require little start-up capital. You can start with one or two chickens and either add to them as you go or wait for them to multiple naturally.
Second, they require little space, so sometimes you can just let them run around in your garden or compound. Third, while they are growing. they produce eggs, which can either be sold to provide a supplementary source of income or eaten to provide a supplementary source of protein. I’m sure there are hundreds of other reasons why raising kuku is so popular. Maybe they are friendlier than other animals -- or prettier, but this is all time and space will allow.

Flora works at the business for 13 hours per day, 6 days per week and is assisted by one employee. Flora currently earns about $150 USD per month from her business. She is requesting a loan of $400 USD to increase the number of chickens in her project. In the future, she plans to open a fish business. Flora thanks you for her support!

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro-Leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of micro leasing is that is allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.

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