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Gulzar A. says hello to all Kiva lenders. She owns and operates a cafe, where she works as a cook. She already received a loan in the amount of $1,000 in February 2007, which she used to diversify her cafe's menu. As a result of the loan, which she successfully repaid, she increased the number of her clients, which made her very happy.

She is now applying for a second loan because her cafe does not adequately accommodate her customers. In particular, she is seeking a loan in the amount of $2,500 (2,000 AZN) in order to expand her cafe and to purchase tables and chairs. She thanks you for your support.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Gulzar to expand her cafe and to purchase tables and chairs.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 15, 2009
Currency Exchange Loss:
Jul 15, 2010