Dunia Y. is 32 years old and dedicates herself to the production and sale of tortillas. Dunia wakes up very early at 4:00 am to begin making the dough for the tortillas to be able to have them ready by 7:00 am when she heads out and sells them given that tortillas are sold in the morning because they are consumed with breakfast and lunch. For the most part all Hondurans eat a lot of tortillas as it is said to be an indispensable part of the 3 meals of the day.
Lidia M. is 58 years old and dedicates herself to the sale of soap, toilet paper, and sandals. She sells these products to different state and private companies on credit, and has a lot demand given that she sells at a good price. She also travels to the south region to sells her product but sells it there for cash. All the women need this loan to able to succeed in their businesses.
La Sra. Dunia Y. de 32 años de edad quien se dedica a la produccion y venta de tortillas, ella se levanta bien temprano 4:00am para empezar a hacer la masa para las tortillas y asi poder tenerlas listas a las 7:00am para salir a venderlas ya que las tortillas se venden en la mañana porque son acompañantes del desayuno y del almuerzo en su mayoria todos los hondureños comen muchas tortillas ya que es un alimento por asi decirlo indispensable en los tres tiempos de comida.
La Sra. Lidia M. de 58 años de edad se dedica a la venta de jabon, papel higienico y sandalias, estos productos los vende en diferentes empresas estatales y privadas su producto lo vende al credito y tiene mucha demanda ya que lo vende a un muy precio, tambien viaja a la zona sur para vender este producto pero ahi lo vende al contado.
todas ellas necesitan el credito para salir adelante con sus negocios.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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