Comfort buys palm nuts from the farmers in her community; processes them in her house to produce the oil and sells it at wholesale prices to her customers. Palm oil is a local vegetable oil produced from palm fruit which has been cooked, pounded, sieved and boiled for hours. The reddish substance (the oil) is skimmed off and reboiled to expel its water content. Comfort desires to use the loan to expand her business by buying palm fruit in bulk to be able to supply to more customers. She also trades in "kenkey," one the favorite local dishes, to supplement her income.
She believes the loan assistance would enable her to scale up production to serve larger market and eventually, help improve her family finances. She is a member of a Trust Bank group called Courage Trust Group. Members in this group guarantee for one another as social collateral to access the loan and support each other in handling repayment of the loan.
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