A loan of $375 helped a member to buy fertilizer to make her crop more productive.

Oeun's Group's story

Mrs. Oeun K. is a group leader of five people who all live in the Pech Entrea village in the Takeo province. She is a farmer who owns a 1-hectare field in which to cultivate rice. On this plantation, she has a problem because this field has infertile soil, which badly affects her crop. In order to deal with this problem, she decided to ask for a loan to buy fertilizer to make her crop more productive. Her husband, Mr. Mak Noum, is a construction worker. Mrs. Oeun K. is 30 years old and the mother of two children, one of whom is attending the local school while the other is too young to work or study.

All the members in this group loan are utilizing end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan's term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Oeun, Un, Aem, Nget, Muth

Loan details

Lenders and lending teams

Loan details