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Oeun's Group
In this Group: Oeun, Un, Aem, Nget, Muth
Mrs. Oeun K. is a group leader of five people who all live in the Pech Entrea village in the Takeo province. She is a farmer who owns a 1-hectare field in which to cultivate rice. On this plantation, she has a problem because this field has infertile soil, which badly affects her crop. In order to deal with this problem, she decided to ask for a loan to buy fertilizer to make her crop more productive. Her husband, Mr. Mak Noum, is a construction worker. Mrs. Oeun K. is 30 years old and the mother of two children, one of whom is attending the local school while the other is too young to work or study.

All the members in this group loan are utilizing end-of-term loans so they are not required to pay any principal on the loan until the very end of the loan's term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 205
    View loans »
    Cambodia Loans Fundraising
  • $39,964,750
    Funds lent in using Kiva
  • 4,117.3
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Oeun's Group's $375 loan helped a member to buy fertilizer to make her crop more productive.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 24, 2009
Apr 1, 2009
Currency Exchange Loss:
Mar 15, 2010