A loan of $450 helped a member to buy more cosmetic supplies to support her second child's beauty business.


Vanna's Group's story

Mrs. Vanna N. is a group leader of four, all of whom live in Kdol village in Takeo province. She is a rice seller and her husband, Mr. Meas Touch, is employed in a garment factory as an administrator. The couple have five children, one of whom is employed in a garment factory while another is a beautician who is hired by the local people for wedding ceremonies, parties, and so on. Their other three children are enrolled in the local school. Mrs. Vanna N. is applying for a loan to buy more cosmetic supplies to support her second child's beauty salon business.

One group member’s loan is end-of-term and the rest have monthly payment loans. The end-of-term (EoT) loan does not require payment on the principal loan until the very end of the loan term. EoT loans are AMK’s main product because they are the most beneficial to Cambodia’s poor, as it allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term and almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Vanna, Khorn, Song, Vattei



Loan details


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Loan details