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Flavio Julio
Flavio Julio is a small scale farmer who has dedicated most of his life to growing modest amounts of rice. Because he has so much experience, he is quite productive. His family has six members and all of his children are grown. They help sow the rice, and Flavio's wife takes care of the home and dispatches him to work in the fields early every morning. Flavio has always dreamt of participating in the construction of a thresher that he could use on his fields and now, thanks to this loan, he will be able buy parts and do just that.
View original language description ↓
Flavio Julio es un pequeño productor agropecuario que desde muy joven a dedicado su vida a la siembra de arroz en pequeñas cantidades, cuenta con la experiencia en las actividades productivas. Su familia esta compuesta por 6 personas, todos sus hijos son mayores y trabajan en coordinacion familiar para la siembra de arroz, su esposa atiende el hogar despachando muy temprano a su marido hacia sus areas de cultivo; don Flavio sueña con participar en la construccion de un trillo y se materializara con la presente solicitud de este credito.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 55
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Flavio Julio to buy thresher parts.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Mar 20, 2009
Mar 16, 2009
Currency Exchange Loss:
Oct 16, 2010