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Svetlana is divorced and has three children. She owns a retail business that sells cosmetics and perfumes at the market in Belaya Tserkov. She started this business when her husband left her. She has been operating this business for 14 years. Today Svetlana has one employee and many loyal clients. Her main character traits are strength, desire to work, energy and commitment.

Svetlana would like to borrow 5,000 UAH to increase the assortment of inventory. The bulk prices are low at the moment, so Svetlana intends to buy the products when they are cheap and make profitable sales. The additional income will help Svetlana pay for her children's expenses.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 9
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.6
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Svetlana to increase the assortment of products she sells.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Feb 24, 2009
Mar 12, 2009
Currency Exchange Loss:
May 15, 2009