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Maria F., 32, is married with 6 children. She has 2 years of experience in a vegetable garden business. She sells to the village people and the general public 3 days per week. She has 1 previous loan with SPBD. She expects her weekly net cash flow to be 400 Tala (approximately $166 USD).

SPBD loans are Maria’s only access to capital because she was never able to qualify for a loan with the traditional banks. Her loan will be used to buy farming equipment, iron roofing for home improvement, and school uniforms for her children.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 63
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 3.0
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Maria to purchase a spray gun, rake, water hose, chemicals, vegetable seeds, wheelbarrow, iron roofing and children's school uniforms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2009
Mar 12, 2009
Currency Exchange Loss:
Mar 15, 2010