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Wcsl Mabanta/makama Group
In this Group: Solomon S., David B., Isatu A. , Teresa , John , Noah , Alusine B., Susan K., Alpha B.s , Amara L.*, John S. , Mary P., James Y., Joseph F., Alfred B.
* not pictured
These are teachers of the WCSL Mabanta/Makama Primary Schools. These schools, WCSL Mabanta and WCSL Makama, were established by the Wesleyan Church of Sierra Leone. Since both schools from the villages of Mabanta and Makama operate on the same payroll, they have merged to seek a loan from Kiva through SMT.

This will be the second loan WCSL Mabanta will be receiving from Kiva through SMT. The previous loan that WCSL Mabanta received from Kiva through SMT created a tremendous impact in the lives of these teachers. Because of the successes of the first loan to the teachers of WCSL Mabanta, WCSL Makama from the next village has decided to join their colleagues in seeking a loan from SMT.

WCSL Mabanta was established in 1970 to give formal training to the children of Mabanta village and its environs. Over the years, this school has produced a great number of lecturers, teachers, and many other professionals in different walks of life. Presently, the school has 368 pupils with a staff of 10 teachers.

With this loan, some of these teachers will start a small business and those who are already running small businesses will invest the loan into their business. Some of the staff members will be using the loan to buy pieces of furniture, others to pay either for their children in their education or pay for themselves to pursue further studies. Others will use their loan in home-building projects.

Fifty-three year old Solomon S. K. (right) is the headmaster at the school. He was born in a village called Rogbin. He is married with three children – two of whom are in Junior Secondary Schools I (JSS I) and the eldest is in a Teachers Training College pursuing a Higher Teachers’ Certificate. Solomon will use his loan to buy house-building materials like corrugated iron zinc, boards, stick and nails. Solomon’s greatest desire is to see the completion of the house he is constructing. Being able to complete building his house will relieve him of the many problems tenants suffer at the hands of landlords, he told me.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 3,102.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Wcsl Mabanta/makama Group's $4,300 loan helped a member buy house-building materials like corrugated iron zinc, boards, stick and nails.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 10, 2009
Mar 12, 2009
Currency Exchange Loss:
Feb 15, 2010