Mrs. Phalla H., 35, and her husband, Mr. Poeun Dong, 39, live in a small village off of National Road No. 2, about 15 kilometers from Phnom Penh. They were married in 1991 and have one son and three daughters. Two of their children attend school and the other two are still young.
Phalla has been a garment factory worker for one year. Mr. Poeun Daung has been a mason for over twenty years, a skill he learned from his brother. He works in and around his village. Phalla is requesting her first loan of $1,000, which will purchase a motorcycle for her husband drive to work, allow them to dig a water well, and pay for the building of an additional roof at the back of their house.
MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.